Homeownership

Interested in learning about our homeowner program?

greater albuquerque habitat for humanity is an equal housing opportunity provider

OUR INQUIRY LIST IS CURRENTLY CLOSED.

Greater Albuquerque Habitat for Humanity provides interest free loans with an affordable monthly payment. Monthly mortgage payments are typically around 30% of the homeowner’s gross monthly income. GAHH homes are sold to first time home buyers and not handouts or government-assisted housing.

To qualify, applicants must have at least 2 years of stable income ranging from 30% to 60% of Bernalillo County’s median income. Accepted applicants are required to contribute 350 hours of “sweat equity,” which includes volunteering at the construction site, helping at the GAHH ReStore, and completing a financial education course.

Each family is evaluated on need for housing, ability to pay & willingness to partner. 

Do I Qualify?

There are many guidelines. At a minimum, you must meet the following:

low-income requirement homeowner
stable income and rental history requirement
credit requirement homeowners
first time homebuyer homeowner requirement
background check requirement homeowners
Sweat Equity requirement
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